Singapore's healthcare system is one of the best in the world. It is modernized, clean, safe and efficient. In fact, Singapore is considered the healthcare hub of Asia.

Singapore's healthcare system comprises of public and private healthcare. Both offer high quality of medical care and government hospitals compete with the private sector. The only difference is that private hospitals have slightly better service levels and lesser waiting time for appointments. Furthermore, hospital fees are lower for public healthcare providers as compared to privatized hospitals and clinics.

The government offers subsidized healthcare services to Singapore citizens and Singapore Permanent Residents. The subsidy level ranges from 50%-80% depending upon the choice of ward class and residency status. Singapore citizens and PRs can also pay their medical bills by tapping into their Medisave or Medishield accounts. Medisave and Medishield form part of the Central Provident Fund - a compulsory retirement savings scheme - towards which every employer and employee makes monthly contributions. Part of these monthly contributions to the CPF account goes towards medical insurance schemes such as Medisave and Medishield. Note however that non-PR foreigners (i.e. work pass and Dependant pass holders) are not eligible for CPF contributions and neither do they qualify for  subsidized public healthcare. They will instead have to opt for private health insurance. Most large organizations offer medical insurance as part of their benefits package to employees. If you are not covered, then it is advisable to go in for a private insurance policy with any of the major private insurers in Singapore.

This video explains how Singapore's healthcare system works.

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